TalMal.. for everyone.

Value for the company, sales for the merchant, and for the employee — what they need, now.

Employees Available balance 0.00 Merchants Available balance 0.00 Companies Available balance 0.00
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One Platform. Three Parties.

TalMal lets employees shop at contracted stores and pay later through payroll, enabled by its integration with their employer

For Companies

Advance requests every month?

  • Turn advance requests into spending power with TalMal
  • Connect employee and payroll data easily
  • Set spending limits in one click

Notification Center

Employee data sync

  1. 1 Authentication
  2. 2 Fetching data
  3. 3 Applying changes

Spending limit

Apply to all

A percentage of monthly salary, applied to every employee in the table

EmployeeSpending limitAction
Mohammed Al-Qahtani50%
Sarah · Accounting50%
Abu Khaled · Warehouse50%
Reem Al-Ghamdi50%
Faisal · Office Assistant50%

For Merchants

Want your store to reach more customers?

TalMal connects you to:

  • A wider base of employees, ready to spend
  • The right audience for your store
  • Customers closest to you
0 orders this month0 new orders today0 purchases through TalMal0 employees near you

For Employees

Does your salary run out before the end of the month?

Get spending power of up to 50% of your salary before payday

Your wallet Available balance 0.00

Shop at 1,000+ stores

Track your spending and plan ahead

This month’s spending — June
↑ 5.46%252.50 vs last month 2026 4,875.50 MonthlyWeeklyDaily
3,420 Jan 3,760 Feb 3,980 Mar 4,310 Apr 4,623 May 4,876 Jun 4,161.42Average
FAQ

Questions you might have

What is TalMal?

TalMal is a platform that lets employees buy from its partner stores using a purchase balance set as a flexible percentage of their salary, and repay later by deducting the value of the purchases from their salary, with no interest and no fees

Who benefits from TalMal?

The employee: a flexible purchase balance to buy from TalMal's partner stores, repaid later through their salary · The company: no longer having to handle advance requests and follow up on them · The store: reaching a new segment of customers who already hold purchase balances, with added benefits that help present the store and its products to the right audiences

What is the purchase balance and how is it set?

It is a purchase balance that renews monthly. The company sets its percentage of the employee's salary flexibly, in line with its own policy, and the employee can see their balance and follow their orders through the app

How are purchases repaid?

The value of the purchases is repaid later by deducting it from the employee's salary, under the repayment mechanism agreed with the employer

Is there any interest or fees on the service?

No. There is no interest and no fees on using the purchase balance